Three Ways to Save

50 cents per purchase is added to your EarnSmart Account
$1.00 per purchase is added to your EarnSmart Account
$2.00 per purchase is added to your EarnSmart Account

How it works

EarnSmart keeps track of your purchases and once a day, automatically transfers money from your checking account to help you save up for the goal of your choice. Need the cash back? Transfer money back to your checking account at any time, fee-free.

Your Security is a Top Priority

Secure Channels

The EarnSmart website and application are secured with industry leading 256-bit SSL and TLS encryption

Sensitive Information

Such as bank login credentials never touch our servers and are passed to your bank via highly secure endpoints

Account Verification

EarnSmart uses industry-standard partners, trusted by financial institutions across the U.S., to verify you own your account before executing any transfers

Personal Information

Any non-sensitive information held is fully encrypted using industry leading methodologies